Insights / Restructuring · 5 min

13-week cash planning: manage payments with foresight

When will cash arrive, which payments are due and where might a shortfall arise? A rolling forecast helps discuss these questions early.

Profit and available cash are different measures. Even with a positive result, late customer payments, investments or seasonal expenses can put pressure on cash. Short-term planning makes expected receipts and payments visible.

Look ahead each week

The forecast starts with the available bank balance and covers the next thirteen weeks. Expected customer receipts are compared with payments due, including suppliers, wages, taxes, interest and planned investments. Assumptions and uncertain payment dates are identified.

Compare the plan with actual developments

Each week, actual payments are added and variances discussed. The forecast is extended by one week. The level of detail depends on the business, payment fluctuations and current circumstances.

Turn visibility into next steps

If a cash shortfall is emerging, management and finance leaders can act earlier by following up receivables, discussing payment dates or reviewing investments. We support setup, ongoing maintenance and the review of available actions. Planning makes developments visible; it does not guarantee financing.

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